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Greenham Common
April 25, 2010, 10:01am Report to Moderator

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Quoted from 78
'scuse me, but didn't the rich brid 'ave a better life?

Not necessarily, it might be that some people, with large estates, have been very frugal and lived a very modest life, in the (sadly, seemingly old fashioned) hope to leave a tidy some for their offspring.
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dodgy
April 25, 2010, 5:44pm Report to Moderator

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Quoted from 78
'scuse me, but didn't the rich brid 'ave a better life?


Can you explain what a brid is?
If it's what I think you meant to put but dislexia ruled then Have a little respect will you!!!!
I don't think you will find having assets of that kind of value is classified as rich either..
Also completely missed the plot anyway to---r! And no i'm afraid her life was pretty miserable in the Home!
I wonder what you will make of it, presumably subsidised by me and others....if you ever make it!!!!
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Threepwood
April 25, 2010, 6:49pm Report to Moderator

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Quoted from dodgy
i'm afraid her life was pretty miserable in the Home!


I'm guessing it saved you from having to look after her though.

Actually, there are several ways to prevent the draining of assets on health care  (wether the individual is self-medicating or not, and / or covered, in the first instance, by a local Primary Healthcare Trust) but it takes a bit of determination and time. It also depends on how much effort the family are prepared to put in.


Threep.
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Nobby
April 26, 2010, 6:14pm Report to Moderator

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Quoted from blackdog


I think I've read Nobby correctly.

Eg:

Person A lives a frugal lifestyle and supports themselves, buying/renting accomodation and working for a living.
Person B doesn't do an honest days work in their life, is housed by the council and handed money to support their family (or blow in the pub).

Persons A & B both exist in our current system.

Following Nobby's logic Person A should get what Person B is getting - ie housed by the council and handed cash to do with as they may.

I prefer Jay's viewpoint.


No just cared for when they are ill or infirm - perhaps you feel we should pay for healthcare until our bank account is bled dry!
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dodgy
April 26, 2010, 6:55pm Report to Moderator

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Ar-When I were A young lad, me National Insurance stamp covered the lookin after of the elderly and infirm...Also gave you a pension..
Where did all that go???
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blackdog
April 26, 2010, 8:23pm Report to Moderator

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Quoted from Nobby
No just cared for when they are ill or infirm - perhaps you feel we should pay for healthcare until our bank account is bled dry!


Healthcare is available on the NHS - the care that is charged for is for non-medical care.  The bit that families used to do - and, to be fair, often do today.

Quoted from dodgy
Ar-When I were A young lad, me National Insurance stamp covered the lookin after of the elderly and infirm...Also gave you a pension..
Where did all that go???


When I were a young lad old folk had the decency to die a lot younger.  

If we want to fund decent pensions and free care for all we will have to pay for it - fancy a big tax hike?
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Threepwood
April 26, 2010, 8:38pm Report to Moderator

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Quoted from dodgy
Ar-When I were A young lad, me National Insurance stamp covered the lookin after of the elderly and infirm...Also gave you a pension..
Where did all that go???


Not strictly true old bean.

When the National Health Service Act of 1946 came in, they totally underestimated the number of people who would use it and at the end of the first year alone it was 52 million pounds over budget. That, by 1946 standards was a huge amount of money, hell, it's a huge amount of money now.

N.I contributions never covered the costs 'in the old days'.

It's only fairly recently that the NI fund has shown an enormous surplus. (Estimated £114.7 billion by 2012)


Threep.

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brian
April 26, 2010, 8:56pm Report to Moderator

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Quoted from blackdog


Healthcare is available on the NHS - the care that is charged for is for non-medical care.  The bit that families used to do - and, to be fair, often do today.



Exactly the point. If you want to protect your inheritance then look after the old incapable person at home and it will not erode away their funds. Healthcare is free, if they get sick then they are admitted to an NHS hospital, and then when ready to be discharged, can have full care in a home for six weeks, after that then the cost usually has to be borne either by their assets or the family.
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dodgy
April 26, 2010, 9:22pm Report to Moderator

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I think you will find that in 1935, an Act was passed to include Pension payments and Afters care (for want of a better phrase) in your National Insurance contributions..and to my knowlegde this was not changed for 30 odd years!
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Threepwood
April 26, 2010, 9:57pm Report to Moderator

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Quoted from dodgy
I think you will find that in 1935, an Act was passed to include Pension payments and Afters care (for want of a better phrase) in your National Insurance contributions..and to my knowlegde this was not changed for 30 odd years!

Citation needed please.

One of the easist ways around this problem (apart from looking after the relative yourself) is to put the names of those whom the property is due to be left too on the title deeds. (Preferably as soon as it is decided to leave the property to them). If need be, leave it to a group of people / relatives who agree between them to restore it to the rightful benificary at a later date. The more the merrier.

The patient can only be assesed on their part of the worth of the property. not the full amount. Without getting bogged down here in financial thingys, all you do then, having reduced considerably their interest, is to rent the property out for the same amount as any healthcare contributions expected from them.


Threep.
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Uncle
May 2, 2010, 4:53pm Report to Moderator

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Quoted from dodgy
Ar-When I were A young lad, me National Insurance stamp covered the lookin after of the elderly and infirm...Also gave you a pension..
Where did all that go???




Er?.....one ROBERT MAXWELL found a way to fraudulently use millions of pounds of peoples hard earned contributions to buy ,amongst other things, a massive yatch...the rest is History.
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